Vehicle purchases. Those two words can sometimes be enough to potentially strike unease into the hearts of many people; after all, especially when you’re buying second-hand, there’s potentially a great deal of both risk and reward. Fortunately, this shouldn’t be an impossible decision. In line with this thought, today, we’re looking at what you should know on car history checks. After all, it might only take an extra few minutes, but it could save you thousands.

What is a Car History Check? 

Before going further, we first need to consider what car history checks are. Simply put, a car history check, also known as an HPI check, is a tool that allows buyers to verify a vehicle’s story. Indeed, these tools provide a range of different information points, such as:

• Vehicle make and model.
• Aesthetic attributes.
• Mileage records.
• Past MOT history and results.
• Finance status.
• Stolen and write-off status.
• Number of past owners.

These are just a few of the things a car history check can show. As such, it’s worth considering running a check before you hand over cash for any second-hand car.

Why is a Car History Check So Important?

For most car sales, ensuring you have submitted a car history check is essential to protect yourself. Of course, we should point out here that a brand new vehicle won’t have any history. As such, a car history check won’t be needed in this case. 

However, if you’re buying any second-hand model, running the test first is crucial. This even applies when the vehicle is very new; after all, it could still be a write off or under outstanding finance.

Allows you to Verify the Plate Matches the Car

Sellers can give out any old number plate. However, this doesn’t mean it’s the right one for the car. If a vehicle is stolen or unscrupulous, this is especially likely; the fraudulent seller may give out the wrong plate details to hide the fact the car is stolen. Fortunately, by checking the plate’s registered vehicle corresponds with the car’s features, you can reduce the risks of getting caught out.

Shows Whether The Car Has Any Baggage 

Some cars have been through the wars. However, this may not be immediately visible – especially for certain types of write offs. As such, running a check is crucial to see whether a car has had any past history such as being involved in an accident.

Protects You From Taking On More Than You Bargained For

At the end of the day, sellers shouldn’t be selling a financed vehicle until it’s paid off. However, that’s not to say people don’t – knowingly or otherwise. Fortunately, your check can help ensure that there’s no outstanding loan on the car. Otherwise, if you buy a vehicle that’s not paid off, you could end up liable for paying the finance agreement. Ouch!

Always Run a Car History Check First

To shortlist the vehicles you’re interested in, it’s important to check check the MOT first. Once you’ve narrowed down the cars you like, you can then run a car history check on those and go with the ones you are comfortable with based on their history.

If you’ve been looking to purchase a new vehicle, don’t chance it. In most cases, sellers will be genuine – but it’s all too easy to get caught out with an unscrupulous one. As such, there’s no point risking it. Basic car history checks are free and provide a wealth of information to protect your purchase. So, you can make a more informed decision as a result.